CANARA ROBECO BALANCED ADVANTAGE FUND

Balanced Advantage Fund - An open-ended Dynamic Asset Allocation Fund.
(as on December 31, 2024)

SCHEME OBJECTIVE The scheme aims to generate long-term capital appreciation with income generation by dynamically investing in equity and equity related instruments and debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.
DATE OF ALLOTMENT 2nd August, 2024
BENCHMARK CRISIL Hybrid 50+50– Moderate Index
FUND MANAGER 1) Mr. Shridatta Bhandwaldar
2) Ms. Ennette Fernandes
3) Ms. Suman Prasad
4) Mr. Amit Kadam (Dedicated Fund Manager for Overseas investments)
TOTAL EXPERIENCE 1) 19 Years
2) 15 Years
3) 27 Years
4) 21 Years
MANAGING THIS FUND

1)Since 02-August-2024
2) Since 02-August-2024
3) Since 02-August-2024
4) Since 02-August-2024
ASSET ALLOCATION

Equity and Equity-related Instruments
65% to 100% (Very High)
Debt and Money Market Instruments
0% to 35% (Low to Moderate)
MINIMUM INVESTMENT Lump sum Investment: Purchase: ₹ 5,000 and multiples of ₹ 1 thereafter.
Systematic Investment Plan (SIP):For Any date/monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter
For quarterly frequency – ₹2000 and in multiples of₹1 thereafter
Systematic Transfer Plan (STP): For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter
For quarterly frequency – ₹2000 and in multiples of₹ 1 thereafter
Systematic Withdrawal Plan (SWP):For Monthly frequency – 1000 and in multiples of₹1 thereafter
For quarterly frequency – 2000 and in multiples of₹1 thereafter
For Annual Frequency–2,000and inmultiples of 1 thereafter
Auto Switch facility:(Applicable only at the time of NFO) During the NFO period, the investors can avail the Auto Switch Facility to switch units from the debt schemes of Canara Robeco Mutual Fund at the specified date in the Scheme which will be processed on the last date of the NFO. The provisions of minimum investment amount, applicable NAV and cut-off timing shall also be applicable to the Auto Switch facility. However, CRAMC reserves the right to extend or limit the said facility on such terms and conditions as may be decided from time to time.
Minimum redemption Amount: ₹ 1,000/- and in multiples of ₹ 1/- thereafter or the account balance, whichever is lower.
PLANS / OPTIONS Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option
Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option
Regular Plan - Growth Option
Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option
Direct Plan- Payout of Income Distribution cum Capital Withdrawal Option
Direct Plan - Growth Option
ENTRY LOAD Nil
EXIT LOAD 1% - If redeemed/switched out above 12% of allotted units within 365 days from the date of allotment.
Nil - if redeemed/switched out upto 12% of allotted within 365 days from the date of allotment
Nil - if redeemed/switched out after 365 days from the date of allotment
EXPENSE RATIO^:
 Regular Plan : 2.08%
Direct Plan : 0.60%

Monthend AUM#
₹ 1,483.39 Crores
Monthly AVG AUM
₹ 1,505.96 Crores

(as on December 31, 2024) (₹)
Direct Plan - Growth Option
10.0800
Regular Plan - Growth Option
10.0100
Regular Plan - IDCW (payout/reinvestment
10.0100
Direct Plan - IDCW (payout/reinvestment)
10.0800

Debt Quants
Annualised Portfolio YTM 7.20%
Modified Duration 3.22 Years
Residual Maturity 5.03 Years
Macaulay Duration 3.37 Years

Name of the Instruments
% to NAV

Equities

65.41

Listed

65.41

Banks

12.89

HDFC Bank Ltd

4.29

ICICI Bank Ltd

4.15

State Bank of India

2.10

Axis Bank Ltd

1.64

Indian Bank

0.71

IT - Software

5.65

Infosys Ltd

2.90

HCL Technologies Ltd

1.71

Sonata Software Ltd

0.62

Mphasis Ltd

0.42

Finance

3.95

Power Finance Corporation Ltd

1.76

Cholamandalam Financial Holdings Ltd

0.83

Shriram Finance Ltd

0.73

PNB Housing Finance Ltd

0.63

Retailing

3.22

Zomato Ltd

1.12

FSN E-Commerce Ventures Ltd

0.52

Vedant Fashions Ltd

0.45

Arvind Fashions Ltd

0.44

Avenue Supermarts Ltd

0.38

Shoppers Stop Ltd

0.31

Construction

3.04

Larsen & Toubro Ltd

2.52

KEC International Ltd

0.52

Automobiles

3.02

Mahindra & Mahindra Ltd

1.33

TVS Motor Co Ltd

1.31

Tata Motors Ltd

0.38

Pharmaceuticals & Biotechnology

2.67

Cipla Ltd

1.01

Divi’s Laboratories Ltd

0.95

Piramal Pharma Ltd

0.71

Consumer Durables

2.55

Crompton Greaves Consumer Electricals Ltd

0.97

Safari Industries (India) Ltd

0.70

Voltas Ltd

0.53

Greenply Industries Ltd

0.35

Telecom - Services

2.50

Bharti Airtel Ltd

2.50

Petroleum Products

2.46

Reliance Industries Ltd

1.93

Bharat Petroleum Corporation Ltd

0.53

Power

2.19

NTPC Ltd

1.44

Tata Power Co Ltd

0.75

Insurance

1.99

ICICI Lombard General Insurance Co Ltd

1.12

SBI Life Insurance Co Ltd

0.87

Beverages

1.87

Varun Beverages Ltd

1.23

United Spirits Ltd

0.64

Industrial Products

1.37

KEI Industries Ltd

0.76

Cummins India Ltd

0.61

Chemicals & Petrochemicals

1.35

Deepak Nitrite Ltd

0.71

Vinati Organics Ltd

0.64

Transport Services

1.30

Interglobe Aviation Ltd

1.30

Diversified Fmcg

1.19

ITC Ltd

1.19

Cement & Cement Products

1.18

J.K. Cement Ltd

0.64

Ultratech Cement Ltd

0.54

Auto Components

1.16

Samvardhana Motherson International Ltd

0.73

Motherson Sumi Wiring India Ltd

0.36

Apollo Tyres Ltd

0.07

Aerospace & Defense

1.12

Bharat Electronics Ltd

1.12

Commercial Services & Supplies

1.03

Awfis Space Solutions Ltd

1.03

Consumable Fuels

1.00

Coal India Ltd

1.00

Non - Ferrous Metals

0.99

Hindalco Industries Ltd

0.99

Capital Markets

0.89

Angel One Ltd

0.89

Realty

0.88

Brigade Enterprises Ltd

0.88

Entertainment

0.58

PVR Inox Ltd

0.58

Electrical Equipment

0.55

CG Power and Industrial Solutions Ltd

0.55

Healthcare Services

0.55

Metropolis Healthcare Ltd

0.55

Food Products

0.51

Mrs Bectors Food Specialities Ltd

0.51

Agricultural Food & Other Products

0.46

CCL Products (India) Ltd

0.46

Household Products

0.45

Jyothy Labs Ltd

0.45

Oil

0.43

Oil & Natural Gas Corporation Ltd

0.43

Fertilizers & Agrochemicals

0.42

Sumitomo Chemical India Ltd

0.42

Debt Instruments

13.86

HDB Financial Services Ltd

5.06

Bajaj Finance Ltd

3.39

Bajaj Finance Ltd

2.03

LIC Housing Finance Ltd

1.70

Small Industries Development Bank Of India

1.68

Government Securities

11.31

7.10% GOI 2034 (08-APR-2034)

3.44

6.79% GOI 2034 (07-OCT-2034)

3.38

7.30% GOI 2053 (19-JUN-2053)

1.74

7.18% GOI 2033 (14-AUG-2033)

1.72

7.17% GOI 2030 (17-APR-2030)

1.03

Money Market Instruments

8.80

Treasury Bills

3.62

TREPS

5.18

Margin on Derivatives

-0.01

Net Current Assets

0.63

Grand Total ( Net Asset)

100.00

Canara Robeco Balanced Advantage Fund aims to generate long term capital appreciation by managing equity and debt allocations dynamically. The fund aims for steady growth, especially during market ups and downs making it more suitable for investors as it takes away the burden of readjusting asset allocation between equity & debt. The fund invests in a careful blend of select stocks and debt securities and it uses an in-house allocation model seeking to limit the downside risk during a falling market and aiming to capture reasonable growth in a rising market.

This product is suitable for investors who are seeking*:
  • Long term capital appreciation with income generation
  • Investment in a dynamically managed portfolio of equity & equity related instruments and debt & money market securities

Benchmark Riskometer
( CRISIL Hybrid 50+50 - Moderate Index)
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

$ Source ICRA MFI Explorer # Monthend AUM as on 31.12.2024 ^The expense ratios mentioned for the schemes includes GST on investment management fees Please click here for disclaimers.

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